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Term Loan

Building your business

Family counts

Ideal for purchasing, installing or modernizing business equipment and other fixed assets, term loans are cost-effective loans that can support your business growth plans. Flexible payment terms are available and you can choose either a fixed rate loan, allowing you to lock-in at a specific rate, or, you can choose a variable rate that changes with Federal Bank’s Prime rate.

How can this help my business?

  • Loans to purchase new or used capital assets
  • Can be used to refinance an existing debt, business expansion or acquisitions
  • Flexible repayments when you need it

  • Fixed rate loans:
    • Start at $10,000
    • Stabilize your payment schedule by providing consistent payment amounts
    • Provide peace of mind by maintaining your loan carrying costs when interest rates rise

  • Variable rate loans:
    • Start at $5,000
    • Benefit from lower interest rates immediately when the prime rate changes
    • If interest rates rise, the loan can be converted to a fixed rate term loan

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