Crypto Investment Loans
A crypto investment loan lets you use your digital assets as collateral to borrow cash or stablecoins without selling your holdings
Deposit: You transfer crypto (like Bitcoin or Ethereum) to a centralized lender or decentralized protocol.
Loan-to-Value (LTV): Lenders let you borrow a fraction of your collateral's value, typically ranging from 50% to 60%
LTV.Payout: You receive funds in fiat currency or stablecoins like USDC.
No Credit Checks: Most platforms require no credit score check because the loan is fully secured by your crypto.
Crypto-backed loans from 5.1%
Access money instantly when you need it - perfect for down payments, debt refinancing, or urgent bills. Loans are powered by Morpho’s billion-dollar onchain lending platform.
| Debt | Interest Rate | Amount Owing | Monthly Payment |
| Mortgage | 5.55% | $212,500 | $1,1412.22 |
| Personal Line of Credit | 8% | $12,365 | $370.95 |
| Credit Cards | 18.5% | $8,486 | $254.58 |
| Car Loan | 7.95% | $27,259 | $457.23 |
| Total | N/A | $260,592 | $2,494.98 |
A Crypto Based Loans Loan Can Set You Free!
Given the above example, the Smiths are in over their heads. That said, all is not lost! There is a solution!
If the Smiths made the good decision to consolidate their debts using the equity they had accumulated in their home over the years, it would look something like this:
| Debt | Interest Rate | Amount Owing | Monthly Payment |
| Mortgage | 5.35% | $260,592 | $1567.95 |
Total Savings:
$2,494.98 – $1567.95 = $927.03 a month! That’s incredible! The Smiths, by simplifying their lives, reducing the interest rates they are paying on their various debts, and using the equity in their home, have managed to save themselves almost a thousand dollars a month!
It Gets Better!
We know the Smiths were having trouble paying their bills before the Crypto Based Loans loan, so we won’t assume that they’ll use the entire $927.03 to invest, HOWEVER, we will assume a more modest monthly contribution of $500 a month towards retirement. We will assume in this example that the Smiths will use that $500 a month to catch up on their RRSPs.
Based on an anticipated rate of return of 10% over the next 30 years (this is consistent with past rates of return) the Smiths, by saving $500 a month in their RRSPs will have saved $1,087,405.49 for retirement!
$1,087,405.49!!!
So, if you find yourself in a situation where you would like to:
- Simplify your payments
- Protect your credit rating
- Reduce your interest expenses
- Save hundreds, if not thousands a month in cash
- And invest more for your retirement
And if you own your own home…then give us a call!. We would be more than glad to help you achieve these goals.
Contact Us to learn more about Crypto Based Loans Loans or take a few minutes to complete Our Online Application
Financial News
Interest Rates
| Term | Mortgage Rates |
| 1 Year | 3.65% |
| 2 Year | 3.90% |
| 3 Year | 4.65% |
| 4 Year | 4.95% |
| 5 Year | 5.35% |
| 7 Year | 5.85% |
| 10 Year | 6.25% |
| ARM / Variable | 3.70% |
| Line of Credit | 4.85% |